Student Services and Amenities Fee (SSAF)

Students in front of wall smiling

What is the Student Services and Amenities Fee?

The Student Services and Amenities Fee (SSAF) provides Australian universities with a significant increase in funds available to maintain and improve essential services and amenities of a non-academic nature for students without reducing funding for teaching. These funds can be used by universities to focus on student services that will support and enrich the student experience.

SSAF is a Commonwealth Government legislated compulsory fee with restrictions on how much can be charged and how the funds are to be used. Some students are exempt from paying the SSAF, see fee schedules for details.

Students who are eligible to defer the SSAFshould do so, by completing a SA-HELP form. If you choose to pay your SSAF upfront, payment must be made by the due date. Any remaining balance after the census date will be deferred to your SA-HELP loan. Students who are not eligible to defer payments will pay this fee direct to Southern Cross University.


SSAF schedules

This schedule lists the Services and Amenities Fees applicable to students. These fees are payable in accordance with the Rules — Fees, Charges and Sanctions policy.

Student Services and Amenities Fee 2024 rates

Credit Points SSAF Amount
6 $22
12 $44
24 $88
36 $132

* 12 credit points is the most common unit value.

Total SSAF amount based on units completed in 2024

Unit 1 2 3 4 5 6 7 8
EFTSL 0.125 0.250 0.375 0.500 0.625 0.750 0.875 1.000
CP 12 24 36 48 60 72 84 96
SSAF $44 $88 $132 $176 $220 $264 $308 $351

* Once eight (8) units have been studied for the year, no additional SSAF is charged.

SSAF scenarios

Jordan is enrolled into 6 units (96 CP) including a triple-weighted* prac unit in Tri Term 1.

Teaching Period Unit CP SSAF EFTSL
Term 1 Unit 1 12 $44 0.125
Term 1 Unit 2 12 $44 0.125
Term 2 Unit 3 12 $44 0.125
Term 2 Unit 4 12 $44 0.125
Term 3 Unit 5 12 $44 0.125
Tri Term 1 Unit 6 36 $131 0.375
Yearly SSAF total 6 Units 96 $351 1.000

* 12 credit points is the most common unit value.


Courtney is enrolled into 8 units (96 CP) for 2024. Their total SSAF for 2024 is $351:

Teaching Period Unit CP SSAF EFTSL
Term 1 Unit 1 12 $44 0.125
Term 1 Unit 2 12 $44 0.125
Term 2 Unit 3 12 $44 0.125
Term 2 Unit 4 12 $44 0.125
Term 3 Unit 5 12 $44 0.125
Term 3 Unit 6 12 $44 0.125
Term 4 Unit 7 12 $44 0.125
Dual Term 4 Unit 8 12 $43 0.125
Yearly SSAF total 8 Units 96 $351 1.000

SSAF Exempt Students

All students will be charged unless they are in one of the following exemption categories:

Deferring the SSAF to the Australian Taxation Office

Only Australian citizens and holders of Permanent Humanitarian visas who are enrolled in an award course may choose to defer their fees. All other students must pay their fees directly to the University. To defer the SSAF you need to complete a Request for SA-HELP Loan form. Students who use a SA-HELP loan will be required to pay their debt through the tax system when they earn above the minimum threshold for compulsory repayment in the same way that a HECS-HELP loan works.

Open My Enrolment

How to complete a ‘Request for SA-HELP Loan’ Form

  1. Ensure you have your tax file number available
  2. Log in to My Enrolment
  3. Go to Commonwealth Assistance Forms
    and choose Add New
  4. Complete form for ‘Request for SA-Help Loan’
  5. After you have successfully filled in all fields
    select Submit
  6. This form will automatically be approved. If filled in correctly you will see a green confirmation box.

* If you are admitted to more than one course, please ensure you complete a request for SA-HELP Loan for all courses.

The SA-HELP Commonwealth Assistance form should be completed prior to enrolling in units. Payments can be made to the University prior to the due date, and any outstanding balance will be deferred. Failure to defer or pay the fee by the due date may result in a student sanction being imposed.

The SA-HELP form is different to the HECS-HELP form which you may have completed in order to defer your course fees. See for more information.