Motor Vehicle

Motor Vehicle Insurance

All University vehicles are comprehensively insured. The motor vehicle insurance covers damage to University vehicles, and liability for personal injury and property damage.

Who is covered?

  • Cover applies to authorised University drivers.

Exclusions

  • Driving under the influence of drugs or alcohol
  • Driving without a license
  • Vehicles in an unsafe or unroadworthy condition
  • Vehicles used for hire or reward
  • Carrying more passengers or a heavier load than that for which the vehicle was constructed
  • Transport of dangerous goods other than as declared to the insurer. Transport must comply with relevant legislation and regulations

For all claims the insurance excess or cost of repairs is payable by the relevant work unit.  A claim form can be requested from insurance@scu.edu.au.

Please refer to Insurance Certificates and Guides for the following:

  • Motor Vehicle Insurance Guide

Drivers should be familiar with the University’s Motor Vehicle Policy.  See also University Fleet and Vehicles.

All University Protections are subject to terms, conditions and exclusions.

Consideration should also be given to appropriate measures to manage risk associated with University activities.

No. Damage to a personal vehicle used for authorised University business must be claimed through the vehicle owner's personal motor vehicle insurance.

Under the University's Travel Policy, repairs to a personal vehicle are the responsibility of the vehicle owner, even when the vehicle was being used for authorised University travel.

The University does not cover the cost of repairs to personal vehicles, including damage such as cracked windscreens. Any excess payable under a personal motor vehicle insurance policy also remains the responsibility of the driver and cannot be claimed from the University.

If you have questions about insurance arrangements for travel on University business, contact the University Insurance and Risk Team before making a claim.

Send your completed claim form and all supporting documents to the University Insurance and Risk Team at insurance@scu.edu.au.

The University Insurance and Risk Team will review your claim information and liaise directly with the insurer on your behalf. They will also advise you of the outcome of your claim, where applicable.

To help avoid delays, include all relevant supporting documentation when submitting your claim, such as receipts, invoices, medical certificates, photographs, or other evidence related to the claim.

If you are unsure what information is required, contact the University Insurance and Risk Team before submitting your claim.